Introduction
This Refund and Cancellation Policy outlines the terms and conditions regarding cancellation of services and refund of fees for research, Recommendation, and educational services provided by Vinay Kumar Sharma.
By subscribing to or using the services, you acknowledge that you have read, understood, and agreed to this policy. Prospective clients are strongly encouraged to evaluate services, read all available information, and ensure suitability before making payment.
Strict No-Refund Policy
Given the nature of financial services, stock research, and market analytics provided, all sales are final. Once a subscription or service fee is paid and onboarding is initiated or completed, no refunds, partial or full, will be issued under any circumstances.
Delivery of research reports, market calls, or access to proprietary charting tools and models involves immediate transfer of intellectual property and time-sensitive market intelligence, which cannot be returned once consumed.
Cancellation of Subscription
You may cancel your subscription or opt out of auto-renewal at any time by communicating your intent in writing via the registered email address before the next billing cycle.
Upon cancellation, access to subscribed services remains active until the end of the current paid billing period. No prorated refunds will be provided for the unused portion of the billing cycle.
Service Delivery Prerequisites
For applicable regulated services, service commencement is contingent upon successful completion of mandatory compliance procedures, including client KYC, risk profiling, and signing of the Terms and Conditions / MITC. Delays due to incomplete documentation or pending compliance from the client do not qualify for refund.
Exceptions and Dispute Resolution
Technical Errors
The only exception to the no-refund policy is a documented technical failure or payment gateway glitch causing duplicate or multiple deductions for a single transaction. On verification, the excess amount will be refunded to the original mode of payment within 7-10 business days.
Unavailability of Service
If Vinay Kumar Sharma permanently discontinues a specific service for which an advance fee has been paid, a prorated refund will be initiated for the unexpired duration of the subscription.
Dispute Resolution
Any payment, refund, or cancellation dispute shall be governed by the laws of India. Subject to applicable regulatory frameworks, courts at Delhi, Delhi, India shall have exclusive jurisdiction.
Contact Information
For questions or clarification regarding this policy, please contact Vinay Sharma using the details below.